Non-custodial does not mean there’s no KYC for purchase. However, if you send your ID and utility bill when you purchase crypto this does not mean you allow the company to access your funds.

You can use OWNR in particular to store, send, receive, exchange any amounts of crypto, without limitations and verification. And we do not chrge any fees for that, too. But when it comes to purhcase, we obide by the EU KYC/AML legislation, thus we have to ask KYC for transaction above $50. Once again, this is not connected with your keys and access to funds.